Payday Loans

Payday loan refers to unsecured short term loan. You can use payday loans to cover your emergency expenses such as medical bill or car repair bill. Pay day loans are different from other loans since you are required to pay back the money in a very short period of time. Instant payday loans are only meant for emergencies or a sudden necessity.  We have a transparent pricing structure that has a flexible overpayment plan thus you will be able to repay early and save on interest.  We offer a fair, transparent and honesty services thus ensuring our clients are under control.

Why you should choose our short term loans

  • No fees guaranteed to our pay day loan
  • If in case you change your mind, you can repay the cash within 5 days and no fees will be charged
  • You will only use our online application form to apply and you will get feedback within few minutes

We offer greater flexibility since you are free to spread your loan repayment over a longer period of time.  This type of service will give you a manageable repayment process. Payday loans UK will help you solve short term emergencies. As long as you have a UK bank account, employed, UK residency, receive monthly pay cheque and you are over 18 years, you can apply a loan at Loans 2U. This will make it easier to solve your financial hurdles. For instance, your car might unexpectedly break down and you can end up struggling to cover for repair bill. In this case, payday loans online will help you cover such emergencies.

If you are seeking for payday loans direct lenders, Loans 2U is responsible and offers loans which have multiple repayment options which is the best alternative to you. During application process, we will gather information by checking your credit file. This is because we want to feel comfortable that you will not encounter financial hardship while repaying the cash. All information that you will provide during application process is encrypted to protect against identity theft and fraud. Apply with peace of mind that your information is secure. If in case you fail to repay the loan and you don’t contact us to set up another repayment arrangement, we will notify the third party debt collection agency and charge you default fees. However, we truly understand that financial circumstances can change anytime. That’s why our aim is to provide you in times of difficulties.

If you experience repayment difficulties, you should inform our customer assistance immediately. This will enable us to offer you with repayment alternatives ensuring your credit score is unaffected. We will never charge you unreasonable fees since our collection policy will treat you fairly. To approve your loan, we will conduct a credit check in order to ensure that you are a responsible borrower. We are transparent payday loans direct lenders therefore we have no hidden extra costs.  After providing us with clear information, you will get the right lending decision from us.