Personal Loans

Do you want to buy a machine, car or sofa? Or do you need money for your upcoming wedding? Whatever the reason, you might not be able to pay for such items with your monthly income. Instead, you will need to borrow money and a personal loan can be the best answer for you. This is because it will allow you to borrow a fixed amount of money at a fixed rate of interest and term. For instance, you might decide to borrow $12000 over a period of 3 years. You will need to know how much you will be paying back every month thereby making your budget easy. With a personal loan, you can borrow up-to $20,000. For security purposes, you are required to put up an asset such as a property. If the amount of your loan is higher, the rate of your interest will be low. In this case, it is more cost effective to borrow a huge amount of loan rather than a small amount. However, you should highly avoid applying for a loan that you cannot afford to repay.

With a personal loan, you will easily turn your plans into a reality. Use our service to forward your application form and you will get a decision within few minutes. To be eligible, you must:

  • Have a regular income
  • Be aged between 18-75 years
  • Have lived in UK for at least 5 years
  • Have a UK bank account

We have an easy to follow online application which will allow you to request the cash at any time you need it. Some items are required during application. These items are as follows:

  • Your bank account number
  • Your bank sort code
  • Details of your current monthly income
  • Your current bank account balance
  • Your existing loan balances
  • Your address details
  • Your employers address details

After application, we will carry out a credit check in order to determine your credit score based on your credit information. This will help us to make a final decision on whether we will lend to you. Afterwards, we will let you know our decision based on your application status. If we approve your request, you will get the cash in your bank account within 15 minutes.

With our service, you will get funds conveniently and quickly. You will definitely benefit from our quick loan approval and minimal documentation.

Types of personal loans

There are different types of personal loans. We always recommend you to pick the right type of loan that best suits your needs. The following are different types of personal loans. They are as follows:

Secured loan

If you want to buy a new car, a secured loan is the best option to take. This is because the asset in which you require the loan for is used as security. This means that if in case you are unable to pay back the debts, financial institution will have authority to sell your car and pay back the debts.

Unsecured loan

If you want cash for your upcoming wedding, holiday or renovating your home, an unsecured loan is the best choice. This type of loan doesn’t come with security against the loan and this is the main reason why it comes with a high interest rate. With this type of loan, you will need to provide a guarantor in your application in order to guarantee that the money will be paid back


This is a type of loan where the rate of interest can fluctuate. If the interest rate decreases, your repayments will also decrease and vice versa


With a fixed loan, you will not worry when the rate of interest increases. This simply means that your repayments will remain the same throughout making it easier to manage your budget.